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It's hard to believe summer is almost over and we will be back to more normal routines soon. Generally, fall is one of the best times to purchase a home and this year it might be even busier with interest rates still very low and more selection of homes than in the spring.

While the weather will begin to cool soon, the mortgage market with more lenders competing for your mortgage remains hot. Mortgage brokers have access to many specialized lenders, giving you many more options than we've seen in a long while. All this is great news for you.  This is the best time to review an existing mortgage and determine if now is the time to renew early or refinance to take advantage of all the options.

The Globe and Mail recently quoted Bank of Nova Scotia senior economist Adrienne Warren, stating: The persistence of exceptionally low borrowing costs will likely maintain a healthy level of sales in the coming months.

I can let you know if it makes sense to renew or refinance your mortgage and perhaps save thousands. In many cases it makes sense to refinance if you consolidate higher interest debt at the same time. With my expertise we can together determine if there is an opportunity to reduce your monthly payment, save you thousands in unnecessary interest cost and have your mortgage paid off years sooner.

Whether it's buying this fall or simply having a Mortgage Checkup, call me today and let's get started.

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Meet the team

  • Will Pratt
  • Justin Sabbagh
  • Mike Wilcox

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